E-MOD MANAGEMENT THAT WORKS
If your Workers' Compensation Experience Modification Factor is over .90, you're throwing money away. Let us help you lower your experience modification, increase your employee satisfaction, and get your premium back in line.
Nothing to buy - no special tools or skills needed. Just a thirst for knowledge and a desire to help your employees get through an injury as quickly and easily as possible.
Some of the sample reports that help us identify where the increase is coming from - and best "high value target" to get the fastest results with the least amount of effort.
About
So much of your Workers' Compensation Premium is driven by your experience modification factor. Lower the mod and you lower your premium. BUT how does each injury impact the mod? Do some injuries "hurt" the factor more than others? What happens if the injury is due to someone else's negligence?
Services
We will help you understand how each injury impacts the mod and will develop a personalized plan to drive it down - and keep it there. We'll explore deductibles, return to work, transitional duty, and identify the ROI of each.
Engage
We offer a no cost evaluation of the situation and can them plan from there. We've lowered experience mods over 150 points - which created 70% lower premiums. They now pay $250,000 for something they used to pay close to $1M for.
Testimonial
"I reached out to The ModDoctor because something he said really hit home with me. The question - "you're paying an agent right now to manage your insurance program. Are they earning their paycheck?" In 2 weeks I learned more about how to manage my work comp cost than I had in 2 years. It was an easy decision to fire my existing insurance agent and hire one that actually works hard for his commission."